Central Bank of Ireland

Ireland Open Banking Regulator

🏛️
Jurisdiction
Ireland
📋
Regulations
3
Open Banking frameworks
🌍
Region
Global
🔗
Type
NCA
National Competent Authority

About Central Bank of Ireland

The Central Bank of Ireland is the primary financial regulatory authority in Ireland responsible for overseeing open banking and financial services. As a National Competent Authority (NCA), they ensure that banks and third-party providers comply with open banking regulations, protecting consumers while fostering innovation in financial services.

SCA Update: On 8 August 2019, the Irish regulator announced a temporary enforcement extension for Irish cards. Although they don't anticipate a disruption of payments services on 14 September, the exact length and scope of the delay has not yet been defined.

Regulations Overseen

Central Bank of Ireland is responsible for enforcing and monitoring compliance with the following open banking and financial regulations:

Key Responsibilities

Licensing and authorizing Third-Party Providers (TPPs) including AISPs and PISPs
Ensuring banks provide secure API access to authorized third parties
Monitoring compliance with Strong Customer Authentication (SCA) requirements
Investigating complaints and enforcing consumer protection standards
Publishing guidance and technical standards for open banking implementation
Coordinating with other regulators on cross-border open banking matters

Official Resources

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