Plaid Supported Banks: 9,697+ Institutions (2026)

Plaid is a financial technology company that provides APIs enabling applications to connect with users' bank accounts. It acts as an intermediary between financial institutions and fintech apps, allowing secure access to bank data for services like payment initiation, account verification, and transaction history. Plaid supports over 12,000 financial institutions across the US, Canada, UK, and Europe.

Yes, Plaid is considered safe to use. The company employs bank-level security measures including 256-bit AES encryption, secure data storage, and regular security audits. Plaid is SOC 2 Type II certified and complies with financial regulations including PSD2 in Europe. Your bank credentials are encrypted and Plaid does not store your login information after the initial connection.

Plaid supports over 12,000 financial institutions including major banks like Chase, Bank of America, Wells Fargo, Citibank, Capital One, and US Bank. It also supports credit unions, online banks like Chime and Ally, and international banks in Canada, UK, and Europe. You can search the full list of Plaid supported banks on this page.

Plaid works by creating a secure connection between your bank account and the app you're using. When you link your bank through Plaid, you enter your banking credentials in Plaid's secure interface (not the third-party app). Plaid then verifies your identity with your bank and retrieves the requested data—like account balances or transaction history—which is shared with the app in a standardized format.

Plaid supports most major US banks and thousands of smaller institutions. To check if your bank is supported, search the bank coverage list above or try connecting your account through the app you're using. If your bank isn't listed, Plaid may still support it through manual account verification using micro-deposits.

A Plaid verification code is a security measure used during the bank linking process. When Plaid cannot verify your account instantly, it may send micro-deposits (small amounts under $1) to your bank account. The verification code consists of the amounts of these deposits, which you enter to confirm account ownership. This process typically takes 1-2 business days.

For end users linking their bank accounts, Plaid is free—you won't be charged for connecting your bank to apps. However, businesses and developers pay Plaid for API access. Pricing varies based on usage and the specific products used (Identity, Transactions, Auth, etc.). Plaid offers a free tier for developers to test the API.

Yes, you can revoke Plaid's access to your bank account at any time. Visit my.plaid.com to see all apps connected to your accounts and disconnect any you no longer use. You can also remove access directly through your bank's online portal by revoking third-party data sharing permissions, or by contacting Plaid support.

No, Fidelity does not use Plaid. Fidelity Investments has confirmed they do not utilize Plaid for account linking or data sharing. Fidelity works with security experts and regulators to implement their own secure methods for customer-directed account data sharing. If you're trying to connect your Fidelity account to a fintech app, you may need to use alternative linking methods or manual verification processes that don't rely on Plaid.

While Plaid supports over 12,000 financial institutions, some notable exclusions include Fidelity Investments (which has confirmed they don't use Plaid), certain credit unions with limited third-party integrations, and some smaller regional banks. If your bank or brokerage isn't supported, apps may offer alternative connection methods like manual account entry, micro-deposit verification, or direct integrations with other aggregators like MX, Yodlee, or Finicity.

Yes. When you enter your bank credentials in Plaid Link, they are encrypted and used only to establish a one-time connection with your bank. Plaid does not store your password after authentication. The app you're using receives a secure token—not your login details—and can request only the data you've authorized. You can revoke access anytime at my.plaid.com.

Plaid does not sell your personal financial data to third parties for marketing or advertising. Their business model is B2B: they charge developers and companies for API access, not by selling user data. Plaid's privacy policy states they use data only to provide the services you've authorized (e.g. sharing balance or transaction data with the app you connected). You can review and manage your connections at my.plaid.com.

Yes, Venmo uses Plaid to link your bank account for instant verification and transfers. When you add a bank account on Venmo, you may see the Plaid connection flow. Plaid allows Venmo to verify account ownership and initiate transfers without Venmo ever seeing your bank login credentials.

Yes, Cash App uses Plaid to connect your bank account for adding cash and withdrawals. When you link a bank to Cash App, the connection is often powered by Plaid. You can manage Plaid-linked apps, including Cash App, at my.plaid.com.

PayPal uses Plaid in some flows for bank linking and instant verification, particularly in the US. Not every PayPal bank connection uses Plaid—PayPal also has direct bank partnerships and other methods. If you see the Plaid name or logo during PayPal bank linking, that connection is powered by Plaid.

Thousands of apps use Plaid, including Venmo, Cash App, PayPal, Robinhood, Coinbase, Chime, Acorns, Betterment, Dave, Current, Varo, QuickBooks, and many budgeting, investing, and payment apps. When you tap 'Connect Bank' or 'Link Account' in an app and see Plaid's interface, that app uses Plaid. You can see all apps connected through Plaid at my.plaid.com.