About Prism Data
Cash flow underwriting and analytics from deposit account transaction data. Delivers CashScore credit risk scores, trended attributes (Insights), income estimation, and transaction categorization via API; clients supply data from aggregators or internal systems.
Products & Solutions
CashScore
Credit and first-party fraud risk scores from cash flow data
Prism Insights
Trended attributes from transaction data for underwriting
Prism Income
Income, employment, and pay-frequency signals from bank data
Prism Categories
Transaction categorization for underwriting workflows
Solution Categories
AnalyticsLendingRisk Management
Target Markets
Retail BanksCredit UnionsNeobanksFintechs
Deployment Options
CloudSaaS
Customers
Synchrony↗
Case study on expanding approvals with cash flow underwriting
Elevate
Partnership to enhance underwriting with Prism analytics
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