Looking for Merge Alternatives?
Merge is a leading embedded finance platform offering financial-data-connectivity, unified api, accounting-data, hris-data solutions. Unified API across HRIS, ATS, CRM, accounting, ticketing, and file storage—220+ integrations behind a single contract. Merge is the unified-API catego...
Below we've compiled the top 10 alternatives to Merge, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.
Top Merge Alternatives
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Universal API for SMB business data—accounting, banking, commerce, and HR. Codat connects platforms to QuickBooks, Xero, NetSuite, Sage, and dozens mo...
Belgian unified API for European business software—accounting, invoicing, e-commerce, POS, payments, banking, and property management systems. Chift o...
Unified API for employment data—payroll, HR, benefits, and time-tracking systems. Finch connects to ADP, Gusto, Paychex, Rippling, Workday, and 200+ m...
Universal API for commerce data—Shopify, Amazon, BigCommerce, WooCommerce, eBay, Walmart, and 30+ more. Rutter normalises orders, inventory, customers...
GermanyEuropean open finance API platform (formerly figo + finAPI) offering bank-account connectivity, data enrichment, and embedded banking actions. Three p...
API-first open banking infrastructure for Europe with no consumer-facing UI—platforms own the entire user experience. Yapily covers 19+ markets across...
European open banking platform for data aggregation and account-to-account payments. TrueLayer's APIs cover 19+ countries under PSD2/PSD3, powering Pa...
Klarna's open banking arm, spun out as a B2B platform in 2022. Kosma offers PSD2 account information and payment initiation services across Europe and...
Unified API platform for embedded integrations. Apideck enables SaaS and fintech platforms to connect to 200+ apps across accounting, CRM, HRIS, and f...
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IEListed credit-reporting and decisioning company (LSE: EXPN) with a regulated open banking offering in the UK and US. Experian Open Data uses PSD2 / CF...
Feature Comparison
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