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OpenPayd Alternatives

Compare 10 alternatives to OpenPayd for banking-as-a-service and payments solutions

Looking for OpenPayd Alternatives?

OpenPayd is a leading embedded finance platform offering banking-as-a-service, payments, accounts, foreign exchange solutions. London-based Banking-as-a-Service provider enabling digital businesses to embed financial services. OpenPayd offers an API-driven platform for multi-c...

Below we've compiled the top 10 alternatives to OpenPayd, ranked by feature similarity and market focus. Whether you're looking for different pricing, geographic coverage, or specific API capabilities, this comparison will help you find the right embedded finance partner for your platform.

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Alternatives Found
4
Categories Compared
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Target Markets
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API Products

Top OpenPayd Alternatives

1
Stripe Treasury
Stripe Treasury
United States
Est. 2010

Banking-as-a-Service API from Stripe enabling platforms to embed financial services. Treasury provides FDIC-insured accounts, card issuing, and money ...

Banking-as-a-ServicePaymentsAccountsCard Issuingledger-as-a-service
2
Swan
Swan
France
Est. 2019

European embedded banking platform enabling companies to offer branded IBANs, cards, and payments. Regulated as a Payment Institution with direct SEPA...

Banking-as-a-ServicePaymentsAccountsCard Issuing
3
Cross River
Cross River
United States
Est. 2008

FDIC-insured technology bank providing API-driven infrastructure for fintechs and enterprises. Cross River’s proprietary core (COS) supports accounts,...

Banking-as-a-ServicePaymentsAccountsCard IssuingLending
4
Airwallex
Airwallex
Australia
Est. 2015

Global financial infrastructure platform for modern businesses. Airwallex provides multi-currency accounts, card issuing, and payments with embedded f...

PaymentsAccountsForeign ExchangeCard Issuing
5
Ratoon
Ratoon
United States
Est. 2022

FinTech banking division of Focus Bank (Member FDIC) offering BIN sponsorship, debit and credit card programs, Visa and Mastercard rails, ACH, and loa...

Banking-as-a-ServicePaymentsAccountsCard IssuingLending
6
Griffin
Griffin
United Kingdom
Est. 2017

UK-based Banking-as-a-Service platform with full banking license from PRA/FCA. Griffin provides API-first banking infrastructure for fintechs with dir...

Banking-as-a-ServicePaymentsAccountsCompliance
7
Weavr
Weavr
United Kingdom
Est. 2019

Plug-and-play embedded finance platform for SaaS companies. Weavr provides pre-built financial experiences (cards, accounts, payments) that integrate ...

Banking-as-a-ServicePaymentsAccountsCard Issuing
8
Currencycloud (Visa)
Currencycloud (Visa)
United Kingdom
Est. 2012

Global payments platform acquired by Visa in 2021. Currencycloud enables B2B cross-border payments, multi-currency wallets, and FX with infrastructure...

PaymentsAccountsForeign ExchangeCross-Border Payments
9
Ebury Connect
Ebury Connect
United Kingdom
Est. 2009

Integrated infrastructure from Ebury for cross-border payments, FX risk management, and treasury. Ebury Connect offers API, ERP, Open Banking, and Hos...

Banking-as-a-ServicePaymentsForeign ExchangeCross-Border PaymentsEmbedded FX
10
Treasury Prime
Treasury Prime
United States
Est. 2017

Banking-as-a-Service platform connecting fintechs with a network of partner banks. Provides unified APIs for deposits, payments, card issuing, and len...

Banking-as-a-ServicePaymentsAccountsCard Issuing

Feature Comparison

FeatureOpenPayd
Current
Stripe TreasurySwanCross RiverAirwallexRatoon
Headquarters
United Kingdom
United States
France
United States
Australia
United States
Founded201520102019200820152022
Clients100+1000+150+100000+
API Products454644
DeploymentCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaSCloud, SaaS
Developer Docs
Public CompanyPrivatePrivatePrivatePrivatePrivatePrivate

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