Autorité de contrôle prudentiel et de Resolution

France Open Banking Regulator

EU
🏛️
Jurisdiction
France
📋
Regulations
3
Open Banking frameworks
🌍
Region
EU
🔗
Type
NCA
National Competent Authority

About Autorité de contrôle prudentiel et de Resolution

The Autorité de contrôle prudentiel et de Resolution is the primary financial regulatory authority in France responsible for overseeing open banking and financial services. As a National Competent Authority (NCA), they ensure that banks and third-party providers comply with open banking regulations, protecting consumers while fostering innovation in financial services.

SCA Update: On 11 September 2019, the French regulator announced an 18-month implementation period for SCA requirements on online card payments. As a result, we don’t expect banks to fully require SCA for online payments from French cards until March 2021.

Jurisdiction

France
View Open Banking providers, banks, and TPPs in France

Regulations Overseen

Autorité de contrôle prudentiel et de Resolution is responsible for enforcing and monitoring compliance with the following open banking and financial regulations:

Key Responsibilities

Licensing and authorizing Third-Party Providers (TPPs) including AISPs and PISPs
Ensuring banks provide secure API access to authorized third parties
Monitoring compliance with Strong Customer Authentication (SCA) requirements
Investigating complaints and enforcing consumer protection standards
Publishing guidance and technical standards for open banking implementation
Coordinating with other regulators on cross-border open banking matters

Official Resources

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Other open banking regulators in the European Union:

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